How To Make a Lowe's Credit Card Payment

How To Make a Lowe’s Credit Card Payment?

Lowe’s credit cards are popular financial tools for homeowners and professionals who frequently shop at Lowe’s stores.

Whether you have a Lowe’s Advantage Card, Lowe’s Business Card, or Lowe’s Business Rewards Card from American Express, managing payments is critical to keeping your account in good standing.

Paying your Lowe’s Credit Card bill on time is essential to avoid late fees, maintain a good credit score, and fully enjoy the card’s benefits. You can make Lowe’s Store Card payment online, by phone, by mail, or at a store. You can also set up autopay for Lowe’s credit card payments to maximize the advantages of your card while keeping your finances on track.

This guide explores various Lowe’s credit card payment methods and offers tips for effective account management.

Lowe’s Credit Card Options

Issued by Synchrony Bank, Lowe’s offers several types of credit cards to its customers based on customer needs and card criteria. They issued the following types of credit cards –

Lowe’s Advantage Card
Lowe’s Commercial Account
Lowe’s Business Advantage

Lowe’s also offers a Business Rewards card issued by American Express®, Member FDIC.

Customers can manage their Lowe’s credit card account online by login to the official website and take the following benefits –

View and check your balance to stay aware of available credit.
Pay Lowe’s credit card bill online
Schedule future payments, and set up automatic payments.
Access past statements electronically to track your purchases.
Update your personal information.
Change your password and set up alerts on your account.

Regardless of the card type, understanding the payment process helps avoid late fees and interest charges while maintaining your credit score.

Ways to make Lowes Credit Card Payment

To avoid late fees, maintain a good credit score, and fully enjoy the card’s benefits, you need to make Lowe’s Credit Card payment timely. You can make Lowe’s Store Card payment online, by phone, by mail, or at a store. You can also set up autopay for Lowe’s credit card payments to maximize the advantages of your card while keeping your finances on track.

Here are the ways to pay your Lowe’s credit card bill –

Online payment,
In-store payment,
Phone Payments, and
Mail Payments

Pay Lowes Credit Card Bill Online

Paying your Lowe’s Credit Card bill online is the best way to avoid late fees and fully enjoy the card’s benefits. You can pay your bills online from sitting anywhere anytime. Follow the steps below to make Lowe’s Credit Card payment online –

Visit the Synchrony Bank website.
Log in using your User ID and Password.
Go to the “Payments” section.
Enter the payment amount, select your bank account, and choose a payment date.
Confirm your payment details and click “Submit.”

Once your payment is done, you’ll get a payment receipt in your company-registered email. You can also set up autopay for Lowe’s credit card payments to maximize the advantages of your card while keeping your finances on track.

Customers who hold Lowes credit cards from American Express can follow the below steps –

Log in to your American Express account.
Select the Lowe’s Business Rewards Card.
Go to “Make a Payment”.
Follow the prompts to complete your transaction.

Making a Lowe’s Credit Card Payment by Phone

You can also make your Lowe’s Credit Card payment by phone. Use the appropriate phone number for your card and follow the automated instructions or speak with a representative to complete your payment.

Lowe’s Consumer Credit Cards	888-840-7651
Lowe’s Business Account	888-840-7651
Lowe’s American Express Business Rewards	866-537-1397

Lowe’s Credit Card Payment in Store

You can also pay your Lowe’s credit card bill in any Lowe’s store. Visit the customer service desk and provide your credit card or account number and the payment amount to finish your transaction.

Making a Lowe’s Card Payment by Mail

In addition to accepting Lowe’s Credit Card payment online, by phone, and in-store, the company also accepts Lowe’s Credit Card payment by mail.

Send your check or money order to the payment address listed below. Include the payment coupon and write your account number on the check or money order.

Lowe’s Advantage Card — Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914
Lowe’s Business Advantage — Lowe’s, P.O. Box 530970, Atlanta, GA 30353-0970
Lowe’s Commercial Account — Lowe’s, P.O. Box 530954, Atlanta, GA 30353-0954
Lowe’s American Express® Business Rewards — Call American Express at 866-537-1397 to get the payment address for your state

Managing Your Lowe’s Credit Card Account

Review your account statements regularly to track purchases and identify any unauthorized transactions.
Enable email or text notifications to receive reminders for due dates, payment confirmations, and account activity.
Contact customer service or submit an online request if you need a higher credit limit.

Conclusion

Paying your Lowe’s Credit Card bill on time is essential to avoid late fees, maintain a good credit score, and fully enjoy the card’s benefits.

You can make Lowe’s Store Card payment online, by phone, by mail, or at a store. You can also set up autopay for Lowe’s credit card payments to maximize the advantages of your card while keeping your finances on track.

Frequently Asked Questions (FAQs)

Can I use my Lowe’s credit card anywhere?

Lowe’s Credit Card can be use for Lowe’s purchases only.

What is Lowe’s credit card interest rate?

Purchase APR is 31.99% and Penalty APR is 36.99%.

How do I report my Lowes credit card stolen?

Call customer service at (800) 444-1408 and inform them that you’ve lost your credit card.

How to check Lowes credit card balance?

Call (800) 444-1408 and follow the prompts to have the automated system read your current balance.

Does Lowes allow monthly payments?

Lowe’s Pay is a buy-now-pay-later (BNPL) option that offers customers the ability to pay over time in equal monthly installments.